Solaris is Europe's leading embedded finance platform. Solaris’ full German banking license and proprietary modular B2B tech stack empowers its partners – from SMEs to large, multinational, non-financial companies – to offer compliant, customer-centric banking services, providing seamless experiences to customers across all industries. Founded in 2016, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. Solaris is headquartered in Berlin and employs 300 people in Europe.
Your Role
Manual Underwriting Operations
• Define and refine the structure of complex credit transactions.
• Assess and approve credit transactions, ensuring full compliance with the OHB (Operational Handbook) and external regulatory frameworks.
• Continuously perform, optimize, and maintain the credit approval process to enhance efficiency and accuracy.
• Establish and maintain manual credit file management systems.
• Conduct regular reviews and updates of credit files to reflect current risk profiles.
Automatic Underwriting & Logic
• Assist in setting and refining the technical criteria for the Decision Engine.
• Align the conceptual consistency of underwriting principles across both manual and automated channels.
Credit Portfolio Steering
• Prepare regular qualitative portfolio reviews accompanied by action proposals to maintain credit risk exposure within established risk appetite levels.
• Execute ad-hoc assessments as required to mitigate emerging risks.
• Monitor partnership team activities specifically regarding dunning, workout, and collection actions to ensure alignment with risk standards.
Strategic Projects & Compliance
• Take responsibility for closing audit findings within the respective focus areas.
• Lead training…